With the new year fast approaching, the Affordable Care Act is on everyone's minds. The Washington state website and the federal website have both been prone to errors and delays because of the overwhelming amount of traffic, making researching and enrolling in new plans a pain in the neck. It's also difficult to tell if your plan costs are going to be slashed because you are eligible for a premium subsidy, stay the same (as for those with employer coverage) or increase ridiculously (as some older patients are seeing). The first time I logged on, I was told that my demographic (36 year old non-smoking female) had no plans available (we are, after all, quite a rarity!). The second time, I was told that of course there was a plan for me, as a 25 year old male smoker..
With all this confusion. surrounding the ACA and the state benefits exchange, I find it helpful to enlist the aid of my healthcare broker, who previously spent time discussing my options for individual v. group coverage as a business owner as well as comparing and contrasting my plan options. Personally, I work with and highly recommend Kathy Miller of The Miller Connection in Everett. She takes the time to find out your unique situation to provide you with the best tailored advice. In the case of the healthcare exchange, she knows tips and tricks for getting the best possible quote, which takes a more nuanced approach than just filling in the blanks on the website.
For my patients, I want to reiterate our commitment to providing affordable care. We will continue to offer cash discounts and a cap on our office visit charges for those who are eligible. As our sliding fee scales are only offered to uninsured patients, we hope to phase this out as more Washington state residents become enrolled in insurance plans. We will continue to offer payment plans to all of our patients. Our biggest news is that Stone Turtle Health is in the process of becoming a Medicaid provider with the state of Washington. This means we will be able to provide services to patients on various Medicaid-funded state health plans who were previously not offering naturopathic coverage.
Families will continue to be able to schedule group appointments to cut down on costs, as well. Please consider bringing in your children in the months of November and December for a free 30-minute consultation to see if naturopathic medicine is a good fit for your family.
As we move into the new era in medical reimbursement, I look forward to being able to provide care for more families in the community and to showing patients from all walks of life how affordable and sustainable naturopathic medicine really can be! Stone Turtle Health is committed to providing safe, effective, and financially-conscious care for your family!